Meet your team

Zen is a highly skilled and dedicated Client Service Leader with a knack for simplifying complex finance processes for clients here at Time2refinance. With a strong background in customer service, loan applications, and compliance, Zen ensures seamless client experiences and tailored financial solutions. Currently mentored by Steven Voroniansky, he is on the path to becoming a Mortgage Broker to deepen his expertise and better serve the Time2Refinance community. Outside of work, Zen enjoys playing soccer, table tennis, and all sorts of games—he brings the same enthusiasm to his hobbies as he does to his work. As a vegetarian and non-drinker, he always embraces a balanced lifestyle.

Kristina is a dedicated Customer Service Manager at Time2refinance, currently learning on the job and working towards becoming a mortgage broker. Mentored by Steven and Zen, she’s focused on expanding her skills and gaining flexibility to work abroad. Having purchased and renovated her first investment property at 22, Kristina is eager to help others do the same. Outside of work, she enjoys spending time with loved ones, beach walks with an iced latte, staying active, and offering lash services to stay in touch with her creative side @kooklalashes. Kristina is committed to self-development through podcasts and courses to continually improve.